OUR CORE VALUES
K = KNOWLEDGE
Knowledge is not just one of our core values, its our guiding force. We embrace continuous learning, ensuring our team is at the forefront of todays lending environment. We believe that an informed mind is an empowered one. Knowledge is the key to unlocking endless possibilities.
E = EXPERIENCE
With over 20 years of mortgage lending experience we have seen every scenario and funded every loan type. Our past experiences allow us to navigate our clients today.
E = EDUCATION
We believe in adding value through education and do so by teaching our clients the process, guidelines, and all of their options at time of application.
S = SPEED
We believe in a process driven approach. We are constantly thinking of the end goal in mind, a successful closing, and what we can do to shave more time. This has led us to an average turn time from application to loan docs in 12 days, where the industry average is 26 days! This type of speed help's our clients win at the negotiation table.
Our Accomplishments
3,692+
Customers
$1.61+
Billion
In Closed Loans
5 Stars
(Avg. 5.0)
Google Reviews
WHY ARE OUR RATES SO LOW?
1. We shop dozens of the top wholesale lenders in real time, finding an amazing rate for you.
2. Because of our loan funding volume, we can negotiate ridiculously great rates with lenders.
3. Our profit per loan is much lower than most banks. We know that if we give you an amazing deal, you will send us lots of referrals.
100+ Lenders In Our Platform
JEREMY WALKER8 June 2024Trustindex verifies that the original source of the review is Google. Sunny is a man on a mission to help as many people as humanly possible. He is a highly educated man and an absolute beast in his field. I 100% recommend Sunny and Kees lending to anyone. DAVID MURAOKA1 February 2024Trustindex verifies that the original source of the review is Google. I've worked with various mortgage lenders throughout the years but my experience with Sunny stands out the most. Buying a home is huge commitment and it comes with a lot of stress and uncertainty. What you want from a mortgage lender is professionalism, honesty, and transparency. That's what Sunny provides.There were no hidden fees or last-minute changes. Everything was laid out clearly from the beginning, giving me confidence and peace of mind throughout the process. I highly recommend Kees Lending to anyone looking for a mortgage lender. Whether you're a first-time buyer or looking to refinance, their blend of competitive rates, exceptional service, and transparent process makes them a standout choice. My heartfelt thanks to Sunny and his team for making my home buying journey a positive and successful one! MATTHEW LITTERAL25 January 2024Trustindex verifies that the original source of the review is Google. I recently worked with Sunny at Kees Lending for my home loan, and it was an absolute breeze! Sonny was a rockstar – friendly, knowledgeable, and always available to answer my questions, no matter how small. What really stood out was how Sunny made the whole process fun and stress-free. He explained everything in simple terms, making sure I understood each step. It was like having a friend in the finance world! His personalized approach made me feel really special, and his expertise was evident throughout our interactions. Big shoutout to Sunny for not just helping me secure a great loan, but for making the entire journey enjoyable. If you're looking for a home loan, I highly recommend Sunny at Kees Lending. He's not just a loan officer; he's a loan superhero! Thanks a ton, Sunny! 🌟 JACOB PAZ30 June 2023Trustindex verifies that the original source of the review is Google. Sunny and the Cross Country Mortgage team did a fantastic job at not only being efficient, but being informative and welcoming to myself and my fiancé as we began our first home purchase. Sunny was with us every step of the way and answered the many questions we had with ease. He would answer calls and texts outside of normal working hours to get things on track, and go out of his way to ensure that we had a smooth and reliable home buying process. Not only is Sunny a natural at what he does, but he also treats you as a trusted friend and advisor who's goal is to make sure you are comfortable and understand how EVERY step of the process works. I would recommend Sunny and the Cross Country Mortgage team to my family and friends, and to anyone who wants a reliable and trusted expert on home buying in the greater Sacramento area. I have no regrets, and I know I will be working with Cross Country Mortgage for all my future lending needs. Thank you Sunny! SAMANTHA JOHNSON15 June 2023Trustindex verifies that the original source of the review is Google. Very helpful and made the whole process smooth! Highly recommend! RAJINDER SINGH BLASSI8 May 2023Trustindex verifies that the original source of the review is Google. Mr. Sunny Singh is very knowledgeable and was very helpful in supporting me. He has such great insight and depth of understanding of how to do things in a timely fashion. He is like a lighthouse, from where anyone can gain a knowledge and clarity for making right decisions on themselves. REBECCA MASSENGALE4 April 2023Trustindex verifies that the original source of the review is Google. Very helpful, an absolute joy,and very informational. It's like talking with a close friend. Very comfortable. Just what people like when doing business with someone J REDD REDDRICK8 November 2022Trustindex verifies that the original source of the review is Google. This was our first time buying a home. Sunny always helped explain things to us in a way that we could understand. This made our experience through the entire process more comfortable. So big shout out to sunny Singh, we appreciate you!